diff --git a/src/app/groups/[groupId]/balances/page.tsx b/src/app/groups/[groupId]/balances/page.tsx
index 24818c9..33ba653 100644
--- a/src/app/groups/[groupId]/balances/page.tsx
+++ b/src/app/groups/[groupId]/balances/page.tsx
@@ -1,4 +1,5 @@
 import { BalancesList } from '@/app/groups/[groupId]/balances-list'
+import { ReimbursementList } from '@/app/groups/[groupId]/reimbursement-list'
 import {
   Card,
   CardContent,
@@ -7,7 +8,7 @@ import {
   CardTitle,
 } from '@/components/ui/card'
 import { getGroup, getGroupExpenses } from '@/lib/api'
-import { getBalances } from '@/lib/balances'
+import { getBalances, getSuggestedReimbursements } from '@/lib/balances'
 import { notFound } from 'next/navigation'
 
 export default async function GroupPage({
@@ -20,22 +21,42 @@ export default async function GroupPage({
 
   const expenses = await getGroupExpenses(groupId)
   const balances = getBalances(expenses)
+  const reimbursements = getSuggestedReimbursements(balances)
+  console.log(reimbursements)
 
   return (
-    <Card className="mb-4">
-      <CardHeader>
-        <CardTitle>Balances</CardTitle>
-        <CardDescription>
-          This is the amount that each participant paid or was paid for.
-        </CardDescription>
-      </CardHeader>
-      <CardContent>
-        <BalancesList
-          balances={balances}
-          participants={group.participants}
-          currency={group.currency}
-        />
-      </CardContent>
-    </Card>
+    <>
+      <Card className="mb-4">
+        <CardHeader>
+          <CardTitle>Balances</CardTitle>
+          <CardDescription>
+            This is the amount that each participant paid or was paid for.
+          </CardDescription>
+        </CardHeader>
+        <CardContent>
+          <BalancesList
+            balances={balances}
+            participants={group.participants}
+            currency={group.currency}
+          />
+        </CardContent>
+      </Card>
+      <Card className="mb-4">
+        <CardHeader>
+          <CardTitle>Suggested reimbursements</CardTitle>
+          <CardDescription>
+            Here are suggestions for optimized reimbursements between
+            participants.
+          </CardDescription>
+        </CardHeader>
+        <CardContent className="p-0">
+          <ReimbursementList
+            reimbursements={reimbursements}
+            participants={group.participants}
+            currency={group.currency}
+          />
+        </CardContent>
+      </Card>
+    </>
   )
 }
diff --git a/src/app/groups/[groupId]/reimbursement-list.tsx b/src/app/groups/[groupId]/reimbursement-list.tsx
new file mode 100644
index 0000000..9d3ec49
--- /dev/null
+++ b/src/app/groups/[groupId]/reimbursement-list.tsx
@@ -0,0 +1,31 @@
+import { Reimbursement } from '@/lib/balances'
+import { Participant } from '@prisma/client'
+
+type Props = {
+  reimbursements: Reimbursement[]
+  participants: Participant[]
+  currency: string
+}
+
+export function ReimbursementList({
+  reimbursements,
+  participants,
+  currency,
+}: Props) {
+  const getParticipant = (id: string) => participants.find((p) => p.id === id)
+  return (
+    <div className="text-sm">
+      {reimbursements.map((reimbursement, index) => (
+        <div className="border-t p-4 flex justify-between" key={index}>
+          <div>
+            <strong>{getParticipant(reimbursement.from)?.name}</strong> owes{' '}
+            <strong>{getParticipant(reimbursement.to)?.name}</strong>
+          </div>
+          <div>
+            {currency} {reimbursement.amount.toFixed(2)}
+          </div>
+        </div>
+      ))}
+    </div>
+  )
+}
diff --git a/src/components/group-form.tsx b/src/components/group-form.tsx
index 1057f27..39edd72 100644
--- a/src/components/group-form.tsx
+++ b/src/components/group-form.tsx
@@ -56,9 +56,8 @@ export function GroupForm({ group, onSubmit }: Props) {
         onSubmit={form.handleSubmit(async (values) => {
           await onSubmit(values)
         })}
-        className="space-y-8"
       >
-        <Card>
+        <Card className="mb-4">
           <CardHeader>
             <CardTitle>Group information</CardTitle>
           </CardHeader>
@@ -99,7 +98,7 @@ export function GroupForm({ group, onSubmit }: Props) {
                     />
                   </FormControl>
                   <FormDescription>
-                    We’ll used it to display amounts.
+                    We’ll use it to display amounts.
                   </FormDescription>
                   <FormMessage />
                 </FormItem>
@@ -107,7 +106,7 @@ export function GroupForm({ group, onSubmit }: Props) {
             />
           </CardContent>
         </Card>
-        <Card>
+        <Card className="mb-4">
           <CardHeader>
             <CardTitle>Participants</CardTitle>
             <CardDescription>
diff --git a/src/lib/balances.ts b/src/lib/balances.ts
index fa00640..54dea00 100644
--- a/src/lib/balances.ts
+++ b/src/lib/balances.ts
@@ -6,6 +6,12 @@ export type Balances = Record<
   { paid: number; paidFor: number; total: number }
 >
 
+export type Reimbursement = {
+  from: Participant['id']
+  to: Participant['id']
+  amount: number
+}
+
 export function getBalances(
   expenses: NonNullable<Awaited<ReturnType<typeof getGroupExpenses>>>,
 ): Balances {
@@ -40,3 +46,37 @@ function divide(total: number, count: number, isLast: boolean): number {
 
   return total - divide(total, count, false) * (count - 1)
 }
+
+export function getSuggestedReimbursements(
+  balances: Balances,
+): Reimbursement[] {
+  const balancesArray = Object.entries(balances).map(
+    ([participantId, { total }]) => ({ participantId, total }),
+  )
+  balancesArray.sort((b1, b2) => b2.total - b1.total)
+  console.log(balancesArray)
+  const reimbursements: Reimbursement[] = []
+  while (balancesArray.length > 1) {
+    const first = balancesArray[0]
+    const last = balancesArray[balancesArray.length - 1]
+    const amount = Math.round(first.total * 100 + last.total * 100) / 100
+    if (first.total > -last.total) {
+      reimbursements.push({
+        from: last.participantId,
+        to: first.participantId,
+        amount: -last.total,
+      })
+      first.total = amount
+      balancesArray.pop()
+    } else {
+      reimbursements.push({
+        from: last.participantId,
+        to: first.participantId,
+        amount: first.total,
+      })
+      last.total = amount
+      balancesArray.shift()
+    }
+  }
+  return reimbursements
+}